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537 E Michigan Ave
Saline, MI 48176
(734) 429-1040

105 W Chicago Blvd
Tecumseh, MI 49286
(517) 423-6600

Dennis Michalak, EA
Christopher Michalak, EA, CFP

 
Forecast Retirement Redefined Acres of Diamonds Investments

Check out our "Tax Alpha" tab! This is a collection of one-minute videos containing useful tax information.

Useful Logins has the website links to access your HD Vest account, and the federal and Michigan "Where's My Refund?" sites.


Welcome to Capstone Tax & Financial, where you'll find a wealth of helpful information regarding taxes and making investment decisions.

I'm Dennis Michalak and I founded Capstone Tax & Financial. When our tax firm started, it quickly became clear that many of our tax clients were suffering from poor investment advice. I decided to pair tax services with investment services and became an Investment Advisor in 1987 through HD Vest Investment ServicesSM. In 2004 Gordon Doody joined the firm with a unique perspective from his years in the airline industry. My son, Christopher Michalak joined the business two years later. Anne and Jennifer have also been with us for over a decade. Today we continue to provide unique and customized solutions that are essential in our complicated world. And many of our clients have been with us since the beginning.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your taxes and personal financial situation. We are here to help you gain a better understanding of the financial concepts behind insurance, investing, taxes, retirement, estate planning, and wealth preservation. Most importantly, we hope you see the value of working with skilled professionals to pursue your financial goals.

Be sure to add our site to your list of "favorites" in your internet browser. We frequently update our information, and we want you to be tuned in to the dynamic fields of taxes and investments.



Helpful Content

Choosing a Business Structure

Choosing a Business Structure

Entrepreneurs all face the same question, “Which business structure should I adopt?”

Countering Counterfeit Currency

Countering Counterfeit Currency

Combating counterfeiting remains core to preserving the integrity of the nation’s money.

Rightsizing for Retirement

Rightsizing for Retirement

What does your home really cost?

 

The Financial Literacy Crisis

Many Americans are operating their personal finances with only the barest minimum of knowledge.

How Will Working Affect Social Security Benefits?

Knowing the rules may help you decide when to start benefits.

Social Security: Five Facts You Need to Know

Here are five facts about Social Security that are important to keep in mind.

Choices for Your 401(k) at a Former Employer

Individuals have three basic choices with the 401(k) account they accrued at a previous employer.

Insurance Needs Assessment:When You're Married With Children

When you’re married and have children, insurance needs will be different.

Four Great, Unexpected Places to Raise a Family

Here are 4 great, and sometimes unexpected, places to raise a family.

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A Look at Systematic Withdrawals

This calculator may help you estimate how long funds may last given regular withdrawals.

Federal Income Tax

Use this calculator to estimate your income tax liability along with average and marginal tax rates.

Roth 401(k) vs. Traditional 401(k)

This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).

Home Mortgage Deduction

Use this calculator to assess the potential benefits of a home mortgage deduction.

What Is the Dividend Yield?

This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.

Saving for College

This calculator can help you estimate how much you should be saving for college.

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5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

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Jane Bond: Scaling the Ladder

Agent Jane Bond is on the case, uncovering the mystery of bond laddering.

The Junk Drawer Approach to Investing

It's easy to let investments accumulate like old receipts in a junk drawer.

The Other Sure Thing

Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

Investments

You’ve made investments your whole life. Work with us to help make the most of them.

Should I Invest In REITs?

Are Real Estate Investment Trusts right for your portfolio?

Ready for Retirement?

Are you ready for retirement? Here are five words you should consider.

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