Check out our "Tax Alpha" tab! This is a collection of one-minute videos containing useful tax information.
Useful Logins has the website links to access your HD Vest account, and the federal and Michigan "Where's My Refund?" sites.
Welcome to Capstone Tax & Financial, where you'll find a wealth of helpful information regarding taxes and making investment decisions.
I'm Dennis Michalak and I founded Capstone Tax & Financial. When our tax firm started, it quickly became clear that many of our tax clients were suffering from poor investment advice. I decided to pair tax services with investment services and became an Investment Advisor in 1987 through HD Vest Investment ServicesSM. In 2004 Gordon Doody joined the firm with a unique perspective from his years in the airline industry. My son, Christopher Michalak joined the business two years later. Anne and Jennifer have also been with us for over a decade. Today we continue to provide unique and customized solutions that are essential in our complicated world. And many of our clients have been with us since the beginning.
We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your taxes and personal financial situation. We are here to help you gain a better understanding of the financial concepts behind insurance, investing, taxes, retirement, estate planning, and wealth preservation. Most importantly, we hope you see the value of working with skilled professionals to pursue your financial goals.
Be sure to add our site to your list of "favorites" in your internet browser. We frequently update our information, and we want you to be tuned in to the dynamic fields of taxes and investments.
“Dirty Dozen” Tax Scams to Watch For
Every year the IRS releases its list of tax scams, spotlighting some ways that people try to separate you from your money.
Understanding Marginal Income Tax Brackets
An inside look at how marginal income tax brackets work.
Insurance Needs Assessment:When You're Married With Children
When you’re married and have children, insurance needs will be different.
You’re hit by an uninsured driver. Now what? Are you protected against financial losses?
Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer.
If you find it hard to attain personal life goals, there’s an app for that!
Whole life insurance remains in force as long as you remain current with premiums. Here's how it works.
Don't let procrastination keep you from pursuing your financial dreams and goals.
Is your estate in order? This short quiz may help you assess your overall strategy.
This calculator compares the financial impact of leasing versus buying an automobile.
This calculator shows how inflation over the years has impacted purchasing power.
This calculator demonstrates the power of compound interest.
This calculator helps estimate your federal estate tax liability.
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
Enter various payment options and determine how long it may take to pay off a credit card.
Learn more about taxes, tax-favored investing, and tax strategies.
There are a number of ways to withdraw money from a qualified retirement plan.
There are some smart strategies that may help you pursue your investment objectives
A presentation about managing money: using it, saving it, and even getting credit.
Using smart management to get more of what you want and free up assets to invest.
Principles that can help create a portfolio designed to pursue investment goals.
Pundits say a lot of things about the markets. Let's see if you can keep up.
Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?
Agent Jane Bond is on the case, cracking the code on bonds.
What if instead of buying that vacation home, you invested the money?
Can successful investors predict changes in the markets? Some can but others miss the market’s signals.
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.