Check out our "Tax Alpha" tab! This is a collection of one-minute videos containing useful tax information.
Useful Logins has the website links to access your HD Vest account, and the federal and Michigan "Where's My Refund?" sites.
Welcome to Capstone Tax & Financial, where you'll find a wealth of helpful information regarding taxes and making investment decisions.
I'm Dennis Michalak and I founded Capstone Tax & Financial. When our tax firm started, it quickly became clear that many of our tax clients were suffering from poor investment advice. I decided to pair tax services with investment services and became an Investment Advisor in 1987 through HD Vest Investment ServicesSM. In 2004 Gordon Doody joined the firm with a unique perspective from his years in the airline industry. My son, Christopher Michalak joined the business two years later. Anne and Jennifer have also been with us for over a decade. Today we continue to provide unique and customized solutions that are essential in our complicated world. And many of our clients have been with us since the beginning.
We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your taxes and personal financial situation. We are here to help you gain a better understanding of the financial concepts behind insurance, investing, taxes, retirement, estate planning, and wealth preservation. Most importantly, we hope you see the value of working with skilled professionals to pursue your financial goals.
Be sure to add our site to your list of "favorites" in your internet browser. We frequently update our information, and we want you to be tuned in to the dynamic fields of taxes and investments.
Does Your Child Need to File an Income Tax Return?
When your child has income, there’s a good chance that he or she will need to report it and pay taxes.
Money Draining Food Myths
These food myths will really put a drain on your wallet.
Financial Strategies in a Post-DOMA World
The Supreme Court’s declaring DOMA unconstitutional may require some same-sex couples to reconsider their financial strategy.
Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.
Crowdfunding continues to gain momentum as more people search the Internet for financing and fundraising alternatives.
Here are 4 great, and sometimes unexpected, places to raise a family.
Important items to consider when purchasing condo insurance.
Emotional biases can adversely impact financial decision making. Here’s a few to be mindful of.
Concerns over identity theft continue to grow, especially with data breaches at major companies and financial institutions.
This calculator compares the net gain of a taxable investment versus a tax-favored one.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
Determine if you are eligible to contribute to a traditional or Roth IRA.
Use this calculator to assess the potential benefits of a home mortgage deduction.
Using smart management to get more of what you want and free up assets to invest.
The importance of life insurance, how it works, and how much coverage you need.
There are some key concepts to understand when investing for retirement
There are some smart strategies that may help you pursue your investment objectives
The chances of needing long-term care, its cost, and strategies for covering that cost.
Principles that can help create a portfolio designed to pursue investment goals.
Are Real Estate Investment Trusts right for your portfolio?
Agent Jane Bond is on the case, discovering how bonds diversify a portfolio.
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
Recent changes in estate tax laws could affect the strategy you have in place.
Here are five facts about Social Security that might surprise you.
Learning more about gold and its history may help you decide whether it has a place in your portfolio.